My choices today support my goals for tomorrow.

Each day is a reminder that I am one step closer to my goals. Keeping that in mind helps me to stay on track with the choices I make. I am responsible and mature enough to make strategic life decisions.

The focus that goal achievement requires rarely daunts me. When I think of my future success, I get excited about the prospect of getting there. I commit to what is important.

It is easy to avoid over indulgence when I know I have financial goals. I remind myself that taking care of the important things now is paramount. I am saving indulgence until I am able to celebrate achieving my objectives.

The relationships I form today determine the kind of future support structure I have at my disposal. I am careful with my choice of friends. I want them around for a long time.

When I am at a crossroads, I avoid making a choice based on my emotion of the moment. I realize how easy it is to be reactive when choosing by feelings. Instead, my...